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Continental American offers a full line of voluntary payroll deducted insurance products that provide personal and family protection to working Americans.  Provided on a GROUP PLATFORM, our product portfolio includes:


Continental American's products are recognized nationally for quality of benefits, competitive price and special features, such as portability-the ability for policy holders to keep their coverage if they retire or change jobs. Also, because our products are filed on a group basis:

  • Enrollment applications do not change from state to state.
  • Premiums do not vary by state.

If our standard programs do not address your particular insurance needs, we can implement a customized program that gives our customers creative benefit solutions without creating administrative burdens for your group clients.

We will work closely with you to design a program to solve your clients' benefit problems. Program customization starts by tailoring the product design and concludes by coordinating flexible and efficient administrative processes for managing the program once applications are taken.

In addition to our direct insurance programs, Continental American Insurance Group also offers a wide range of benefit plans through our marketing alliances with other national insurance companies. These relationships make it possible to offer our innovative products and outstanding service in all 50 states. 

Worksite Partners

Continental American Insurance Company and HM Insurance Group work together to offer a portfolio of Worksite products with a range of options. We deliver customized products backed by an HM Worksite Advantage marketing program that includes employee communication tools and a personal approach to service and claims.

Together, our knowledgeable Worksite administrative staff, sales consultants and national enrollment partners work to support producers, employers and employees throughout the development, implementation and administration of each Worksite case.

Working with Groups to Create Value-Added Employee Benefit Programs.